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Bank Negara Malaysiamedical payouts · RM billionIN BRIEF
HEALTH · INSURANCE & TAKAFUL · MALAYSIA
How are medical insurance and takaful payouts changing?
BNM reported RM6.5 billion in medical payouts in 2H 2025, up from RM5.7 billion in the first half of the year.
SHOW ME THE DATA2H 2024 → 2H 2025 · medical payouts · RM billion
VIEW DATA ASSame source · different visual lens
PULSEKITA TIMELINE2H 2024 — 2H 2025
SourceBank Negara Malaysia
2H 20246medical payouts · RM billion
6
Bank Negara Malaysiamedical payouts · RM billionSourceBank Negara Malaysia ↗2H 2025HIGH CONFIDENCE
Method & notes
Medical payouts reached RM6.5 billion in 2H 2025, above both 1H 2025 and 2H 2024 in BNM's cited comparison.
METHOD & LIMITATIONSHow the numbers were calculated
PulseKita reproduces the medical-payout figures cited by Bank Negara Malaysia in the Insurance and Takaful Sector section of the Financial Stability Review 2H 2025. These are half-year payout totals, not premiums or policy counts.
- BNM linked the 2H 2025 increase partly to higher hospital admissions, including respiratory disease activity and more serious medical conditions and procedures.
- This series contains three half-year reference points and should not be extrapolated into a longer trend.
- Medical and health insurance/takaful (MHIT) is only one part of Malaysia's broader insurance and takaful sector.
Evidence trail
EVIDENCE CHAINtransformation inherited from methodology
- 1Declared sourceFinancial Stability Review 2H 2025 · Insurance and Takaful Sector
- 2TransformationPulseKita reproduces the medical-payout figures cited by Bank Negara Malaysia in the Insurance and Takaful Sector section of the Financial Stability Review 2H 2025. These are half-year payout totals, not premiums or policy counts.
- 3Published visualTimeline
Source
HIGH CONFIDENCEofficial primary
COVERAGE2H 2024 → 2H 2025
UNITmedical payouts · RM billion
SOURCEofficial publication
UPDATED2H 2025